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Monday, March 3, 2008

Update on car

so for this post I will have no pictures.

An update is all its going to have to be. So... where to start...

Our Insurance is Allstate (which we recommend to any and everyone) and the guy that hit us his insurance is Safeco (which I am having issues with). Safeco inspected the car and came back to us saying that its totalled but wont give us anything compensation to either pay off the current loan on the car (it was an 06 and we were still making payments on it) or to give us money for a rental car because they have it as our fault. BUT the guy that his us has changed his story a significant amount of times. I don't know if his insurance cant see that his story is changing or what but its getting ridiculous. We also had our insurance inspect it and they have it as not totalled and the other guys fault.

With where he hit us there is no logical or physical way it was out fault... But we have to wait and see what the insurance companies come up with.

Since our insurance didn't total it we are getting it fixed!!! We are happy because now we don't have to go through the process of finding and buying another car. GOOD!! But we cant get the car into the shop until the 17Th of March... Another 2 weeks... ARGH!!! After we get it into the shop they have around 15 days to fix it.. so we don't expect to have our car back until mid April.

All we have to pay on it is the deductible, which is finally down to $300. Originally it was $500 but we have a plan that every year if you don't have an accident then the deductible goes down $100. Also with Allstate they already gave us a check for the fixes on the car so now when we go to pick it up from the shop we just hand them that check plus our check for $300 and its all paid for. If when the insurance companies finally settle and it turns out that it is totally the other guys fault I believe that we get reimbursed for the $300 as well as all the medical that we have to pay out of pocket (which is barely anything because Allstate covers us for $4000 of it.)But we do hope to get reimbursed for the amount of gas we have had to use extra being that we only have a truck to drive back and forth to work now. So I guess all in all we will see what evolves from this mess..

1 comment:

Anonymous said...

Wow, I'm really sorry you guys. We have Allstate as well and we've been pretty happy with it. Hope you're doing better!